NAYAX AUSTRALIA BANK RESPONSE CODES

Each time a transaction is processed, the bank returns a 2 digit response code which identifies the reason the payment was approved or declined. A full list of response codes is included below.

Please Note – some response codes may not be applicable to payments processed via an online channel, like your website.

Code Response Description Result
00
Transaction Approved
01
Refer to Issuer
X
02
Refer to Issuer, special
X
03
No Merchant
X
04
Pick Up Card
X
05
Do Not Honour
X
06
Error
X
07
Pick Up Card, Special
X
08
Honour With Identification
09
Request In Progress
X
10
Approved For Partial Amount
11
Approved, VIP
12
Invalid Transaction
X
13
Invalid Amount
X
14
Invalid Card Number
X
15
No Issuer
X
16
Approved, Update Track 3
19
Re-enter Last Transaction
X
21
No Action Taken
X
22
Suspected Malfunction
X
23
Unacceptable Transaction Fee
X
25
Unable to Locate Record On File
X
30
Format Error
X
31
Bank Not Supported By Switch
X
33
Expired Card, Capture
X
34
Suspected Fraud, Retain Card
X
35
Card Acceptor, Contact Acquirer, Retain Card
X
36
Restricted Card, Retain Card
X
37
Contact Acquirer Security Department, Retain Card
X
39
No Credit Account
X
41
Lost Card
X
42
No Universal Account
X
43
Stolen Card
X
51
Insufficient Funds
X
54
Expired Card
X
56
No Card Record
X
57
Function Not Permitted to Cardholder
X
59
Suspected Fraud
X
60
Acceptor Contact Acquirer
X
62
Restricted Card
X
63
Security Violation
X
64
Original Amount Incorrect
X
66
Acceptor Contact Acquirer, Security
X
67
Capture Card
X
82
CVV Validation Error
X
90
Cutoff In Progress
X
91
Card Issuer Unavailable
X
92
Unable To Route Transaction
X
93
Cannot Complete, Violation Of The Law
X
94
Duplicate Transaction
X
96
System Error
X
action / 9 - action, cancel, close, delete, exit, remove, x icon